Thank you for visiting 2-Way Micropay.com™, Qixit.com and
related websites (hereinafter “the Site”) and for using Qixit™
Services (hereinafter “Service” or “Services”) and Software
(hereinafter “Software”), all of which are owned by Qix
Information Technology, LLC, a Missouri Limited Liability
Company (hereinafter “Qixit” or “Our Company”) and for reviewing
our Privacy Policy.
Please read the following policy to understand how your personal
information will be treated as you make full use of our Site,
Services, and Software.
You can browse the public areas of our site without identifying
yourself or revealing any personal information about yourself.
If you choose to apply for a Qixit™ account or to otherwise use
our Services or Software, the information you provide will be
used to screen and evaluate your application, provide you with
updates, finalize the delivery of the software, and offer you
exemplary service. We do not collect any personal data without
your consent. Initiating the application process constitutes
consent for us to use the information as described in this
policy.
Overview
This Privacy Policy (hereinafter “Policy”) governs your use of
our Site, Services, and Software. This Policy describes the
information we collect from you and what may happen to that
information. For example, this Policy will let you know what
information we collect from you; what cookies are and how they
are used; how your information is used; who is collecting your
information; with whom your information may be shared; what
options are available to you regarding collection, use, and
distribution of your information; how you may use other users’
information; the types of security precautions in place to
protect against loss, misuse, or alteration of your information;
and other important information about your online privacy.
Please note that we review our privacy practices from time to
time, and that our practices are subject to change. We ask that
you bookmark and periodically review this page to ensure
continuing familiarity with the most current version of our
Privacy Policy. All amended terms shall be automatically
effective after they are posted on the Site. By visiting the Site or using our Services and Software, you
agree to be bound by the terms and conditions of this Privacy
Policy. If you do not agree with the terms of this Privacy
Policy, you are not permitted to use or access the Site or use
our Services or Software.
How does Qixit use my information?
Qixit uses “Your Information” to provide you with income and
services, including a secure and cost-effective way to manage
electronic communications and financial transactions, and a
customized browsing experience. We also may use your personal
information to process orders (like submitting your credit card,
name, and zip code to the credit card processor so that your
payment goes through properly), resolve disputes, troubleshoot
problems, respond to your inquiries, detect and protect against
error, fraud, or other criminal activity, and enforce our User
Agreement.
Information collected from your user profile, marketing profile,
purchase patterns, and other uses of our services will be
combined in central databases and may be used by us to develop
and enhance our services.
What personally identifiable information does Qixit collect?
The primary purpose of collecting information from you is to
provide you with the merger of email, marketing, and electronic
payment tools ensuring a secure and cost-effective method of
managing electronic communications and financial transactions,
as well as with a safe, smooth, effective, and personalized
experience. We will only collect information about you that we
consider necessary to achieve this purpose. This includes
collecting information that will increase the value of your
market identity, and thereby the financial remuneration you will
receive from marketers for accepting delivery of their marketing
messages. Generally, Qixit collects information in several ways. Some
information is gathered when you register. This includes your
name, mailing address, phone number, email address, and other
basic demographic information. Where possible, we indicate which
fields are required and which fields are optional. We also
collect personal information when you report a problem, either
through the Site’s email address, by direct mail, or via
telephone. We may also ask for personal information at other
times, including, but not limited to, when you make a purchase
or payments using Qixit. If you contact Qixit, we may keep a
record of that correspondence. We also may ask you questions in
a survey concerning your user experience, the answers to which
are never associated with any personally identifiable
information but which are viewed for general customer feedback
and satisfaction. Wherever Qixit collects personal information, we make an effort
to include a link to this Privacy Policy on that page. The
Privacy Policy may also be accessible through the Qixit email
client which you may install on your own personal computer.
How do you increase and monetize the value of my information
while protecting my privacy? In using our service, you are authorizing us to collect
information about you and your use of our services and to
represent you in the sale of that information to third parties,
under conditions that reasonably protect your privacy while at
the same time converting the value of this information into
money which will be deposited into your account.
Specifically, “Your Information” is collected from your
registration, user profile, marketing profiles you may complete,
purchase patterns, click-thrus and other responses to
commercial messages delivered to you, and to any other uses of
our services. Your Information will be combined in central
databases with that of other users and may be used by us to
develop and enhance our services.
Your Information is composed of two parts, personally
identifiable information (PII) and non-personally identifiable
information (non-PII). PII includes your name, your street
address, date of birth, phone number, standard email address,
your Qixit address, and any credit card or bank account
information you supply when transmitting funds or making a
deposit or withdrawal to Qixit’s pooled accounts. Non-PII
includes information you supply in response to our
questionnaires and marketing profiles, information gathered from
your responses to Qixit delivered marketing message for which
you were paid (such as click through, time read, printing of the
message), information regarding the commercial categories of
vendors from whom you have purchased goods or services using
your Qixit account, your age, zip code, and similar information
that may increase the value of your market identity.
In collecting Your Information, our goal is to help you maximize
the value of Your Information in terms of both saving in time
money collected for you in the form of payments into your Qixit
account. In general, these funds are paid to you by marketers in
return for accepting marketing messages from them which are
targeted toward a large number of people like yourself who are
most likely to have an interest in their offers. The targeting
of offers is based on non-personal identifying information (non-PII).
Specifically, commercial advertisers will be able to indirectly
query a data base containing non-PII information of our user
which will produce summary results in aggregate form. These
queries may result in the identification and release of your
Qixit address, but no other PII, which will be included in a
mailing list of other persons who also match the advertiser’s
selection criteria. This address will not be released to the
advertisers, however, but will instead be used only by Qixit to
deliver the prepared commercial message to your account along
with the delivery charge you have set for receiving commercial
messages in the selected category.
For example, an publisher may select to send an offer to 5000
recent book buyers, between 18 and 30 years of age, who are
female and live in Colorado and are charging between 10 and 40
cents for delivery of a book related commercial message. If Your
Information indicates that you match that profile, your Qixit
address might be included in the “select” of addresses which
will receive that offer. Even at this stage, however, neither
your Qixit mailing address, name or any other PII, is given to
the marketers. Instead, the approved marketing message, along
with your required delivery fee, is delivered to your address
directly from the Qixit servers, isolating you from the
marketer. In exchange for payments made to
you, or when you make a purchase, the other party may receive your
first name, age, zip code, IP address, and your Qixit ID.
Providing this information to the vendor or advertiser facilitates
their ability to determine if they wish to contact you with
follow-up offers. These follow-up offers, however, may only be
delivered to you thru your Qixit account, in which case the senders
will be required to pay you whatever delivery charge you require
before their follow-up messages will be delivered to you.
If you are not revealing personal identifying information to
marketers, how is it that I may receive offers directed to me by
name?
To facilitate “personalization” of marketing message,
advertisers are allowed to include certain wildcard fields, such
as <FirstName>. This will signal the Qixit software to replace
this wildcard field with your own first name. Thus, a sales
letter that begins “Dear Mr. Smith” does not mean the advertiser
knows your name is Smith. Instead it means the advertiser
designed the message to be automatically personalized with
information from your personal profile. Research shows that such
personalization is appreciated by both recipients and
advertisers.
What personally identifiable information will be accessible
to others through your user directory?
Unless you are minor, your account address, name, city and state
shall be searchable in our user directory, so other persons
seeking to contact you may identify and use your account
address. This directory is similar to a telephone book, but your
physical mailing address and phone number will not be listed in
this directory. People finding you in this directory can only
communicate with you through your Qixit account and must pay
your required message delivery charge.
Minors (persons under the age of 18) will not be listed in our
searchable directory.
Will personally identifiable information be shared with
merchants when I make a purchase or otherwise respond to their
offers?
When making a purchase using Qixit, if you have preauthorized us
to do so, your name and physical address may be automatically
delivered to the seller along with your payment. If you choose
to withhold this information and provide an alternative delivery
address, the seller may be notified that the delivery address is
not the same as the account address on file.
Alternatively, if you respond to a commercial message by
clicking a link or printing the message (a coupon, for example),
your Qixit address may be revealed to the sender of that
message. However, the sender’s use of your address would still
be restricted by (1) the delivery charges you have set and which
they must pay if they wish to communicate with you through your
Qixit address, and (2) other restrictions and privacy terms
related to our user agreements with advertisers.
If you respond to an offer (by making a purchase, for example)
an advertiser may be able to link your response to the offer
made and other information they have collected in relation to
your response. For example, when processing your order the
advertiser may be able to deduce that you must fit within the
range of parameters originally selected when they sent out their
offer through Qixit (in the above example: female, 18-30 years
old, resident of Colorado, recent book buyer). But neither at
the time that the offer is sent, nor after you made the
purchase, would we provide the advertiser with your exact age,
exact information about your prior book purchases, or any other
exact details.
If you access our Services through the referral of a third party
who is entitled to receive referral credits or other
remuneration, we may share contact information such as your name
and Qixit address with that business partner.
What are “cookies” and how does Qixit,com use them?
Data collection devices, such as “cookies,” are sometimes used
to store, and sometimes track, information about you. Generally,
these cookies help provide personalized services and promote
trust and safety. A cookie is a small file containing a small
amount of data that is sent to your browser from a web server
and placed on your computer’s hard drive to assist us in
providing our services. All pages on the Site where you are
prompted to login or that are customizable may require that you
accept cookies. Cookies are only read by the server that placed
them and are unable to execute any code or virus. Most cookies
are “session cookies” and are automatically deleted from your
hard drive at the end of a session. More specifically, we may
use cookies to:
(1) Remind us of who you are when you login and to access your
account information in order to deliver to you a more
personalized service;
(2) Measure your visiting patterns in the aggregate. Aggregate
data (data gathered across all user accounts) may be gathered in
a non-personally identifiable form to build higher quality, more
useful online services by performing statistical analyses of the
collective characteristics and behavior of our visitors, such as
how long and how often users view certain pages;
(3) Determine your clickstream to our Site;
(4) Better personalize the content that you and other users will
see on our Site; and
(5) Collect IP addresses for system administration. With whom does Qixit share my information?
Your information will not be made available to third parties
except (1) with your permission, (2) under the terms described
above which shall provide financial remuneration to you under
the terms you set in your Qixit account profile, or (3) under
court order.
Specifically, as described above, your information will be
included in our marketing databases which are made available on
a restricted basis, which does not allow identification or
delivery of specific information regarding individual persons,
to third parties who wish to send funds or delivery fees to you
in conjunction with commercial offers. The targeting of offers
is based on non-personal identifying information. We may also disclose account information where we have reason to
believe that disclosing the information is necessary to
identify, contact, or bring legal action against someone who may
be violating Qixit’s policies as specified in the Privacy Policy
or User Agreement, violating state or federal law, or may be
causing injury to or interference with (either intentionally or
unintentionally) Qixit’s rights or property, other Site users,
or anyone else that could be harmed by such activities. Qixit
may disclose or access account information when we believe in
good faith that the law requires it and for administrative and
other purposes that we deem necessary to maintain and improve
our services. We cannot ensure that all of your private communications and
other personal information will never be disclosed in ways not
otherwise described in this Policy. For example, we may be
forced to disclose information to the government or third
parties under certain circumstances.
What are my choices regarding collection, use, and
distribution of my information?
Qixit will contact you if you request we contact you, if you
create a Qixit account, or if you contact us directly by phone
or email. We may also send you email and Qixit messages
delivered through our Services and Software, at no charge,
regarding related and unrelated products and services. Qixit may
communicate with you via telephone, email, or direct mail.
How may I use information from other parties which I may
collect through your Services?
Recognizing the global nature of the Internet, you agree to
comply with all applicable local laws and rules regarding online
conduct and privacy, as well as content. Specifically, but not
as a limitation, you agree to comply with all applicable laws
regarding transmission of technical and personal data exported
from the United States or the country in which you reside. You also agree to use any user information provided to you
through the Qixit service solely for the purpose for which it
was provided to you; and in full compliance with the terms set
in that registered user’s Qixit account profile.
What security precautions are in place to protect the loss,
misuse, or alteration of my information?
Whenever Qixit handles your personal information, we take steps
to ensure that your information is treated securely and in
accordance with the relevant User Agreement and this Policy.
Your information is stored on our servers located in the United
States . We use procedural and mechanical safeguards to protect
your personal information against loss, theft, and unauthorized
access and disclosure to protect your privacy, including
encryption. Unfortunately, however, no data transmission over
the Internet can be guaranteed to be 100% secure. We cannot,
therefore, warrant or ensure the security of any information you
transmit to us or from our online products or services, and you
do so at your own risk. Once we receive your transmission, we
make our best effort to ensure its security on our systems. Additional Information
Any questions regarding this statement should be directed to
Privacy Officer, Qix Information Technology LLC, 3023 HWY K, Ste
527
O'Fallon, MO 63368
This Policy is the sole authorized statement of Qix IT’s
practices with respect to the online collection of personally
identifiable information and the usage of such information. Any
summaries of this Policy generated by third party software or
otherwise shall have no legal effect, are in no way binding upon
Qixit, shall not be relied upon in substitution of this Policy,
and do not supersede or modify this Policy.
In the event of any sale or transfer of assets or our business
to a third party, we reserve the right to transfer any and all
information that we collect in connection with use of our
services and web site to that third party, provided however,
that the third party shall be bound by the same or stricter
provisions provided in our User Agreement and Privacy Policy.
Your Information will not be made available to third parties
except under the conditions described above, or under court
order.
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